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2 Out Of 3 Loans Used for Credit Cards and Loan Consolidation
7:45pm, 7th February, 2019

2 Out Of 3 Loans Used for Credit Cards and Loan Consolidation

What do you do with debts that have unfavorable interest rates or difficult payment terms? If you can, consolidate them into one debt stream with more favorable terms. Balance transfer credit cards exist for this purpose, but personal loans may be an...
You Still Need A High Credit Score To Refinance
4:14pm, 7th February, 2019

You Still Need A High Credit Score To Refinance

Times aren't great in the mortgage refinancing market. According to the October 2018 Origination Insights Report from mortgage application software provider Ellie Mae, refinancing homes make up 32% of October's closed mortgages – continuing...
More Homebuyers Turning To Parents For Down Payment Help
1:49pm, 7th February, 2019

More Homebuyers Turning To Parents For Down Payment Help

First-time homebuyers face many challenges, but the biggest task may be coming up with a suitable down payment. Consumers in the early stages of their careers often face a fresh set of bills – and in some cases, mountains of student loan debt. A Nati...
Best And Worst States For Retirement
10:40am, 7th February, 2019

Best And Worst States For Retirement

Do you plan to "" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult an annual study by WalletHub if retirement is imminent. The study ranked all 50 states using 41 statisti...
Beneficiary Designations 101
9:51am, 7th February, 2019

Beneficiary Designations 101

You've kept your will updated regularly to make sure your assets are distributed according to your wishes upon death. Have you done the same thing with your beneficiary designations? If not, your wishes may not be carried out as you expect. A c...
Retirement And Multiple Employment Plans
9:51am, 7th February, 2019

Retirement And Multiple Employment Plans

A good 401(k) plan can be an attractive selling point for businesses looking to hire the best and brightest. However, smaller businesses may have a hard time establishing a 401(k) plan capable of competing for the attention of potential employees. F...