Loans

By Dawn Springer Mortgage rates may be rising but there's still room to refinance your home loan. You might have heard much said about the constant rise of interest rates over the past year, with some blaming that for a recent dip in home sales...

You finally made it through college and graduated with a degree, a new set of friends, great memories, and most likely a significant amount of student loan debt. How can you manage paying such a substantial debt on a starting salary (assuming you wer...

Few things are more effective at fighting identity theft than credit freezes. When you freeze your credit, potential lenders can't access your credit file to assess the risk of lending money to you. No risk assessment means no credit – so identi...

Your home equity is the amount of your home that you own – in other words, the market value of your home minus the amount of principal that you owe on your loan. For many Americans, it's one of their largest financial assets. If you need money...

Homeownership is generally considered part of the American dream – but that portion of the dream may be fading for millennials, according to a new survey reported by Northshore Fireplace. Too many millennials are having trouble meeting the financial...

How much does your credit score affect a mortgage offer? In some cases, a credit score could make the difference between purchasing a home or being forced to rent instead. That's especially true for millennials. Many entered the housing market...

What was America's fastest-growing type of consumer debt in 2018? You may think credit card debt, given that revolving debt has topped the trillion-dollar mark – but according to new data from the credit reporting agency Experian, personal loans...

Congratulations! You've made it through the home-buying process. You feel a great sense of satisfaction and relief. Will you feel the same way over time? According to a new survey from Bankrate.com, you have a decent chance of regretting someth...

Do you whip out your credit card to take care of every large purchase? Maybe you shouldn't. A personal loan may be a better alternative – but when would it be best for you? A recent finder.com survey explored the reasons why just over one-third...

Expand Your Horizons You've been searching for a long time for your new home, without success. Maybe you're looking in the wrong place. According to the Census Bureau's 2017 American Housing Survey (AHS), 35% of people who had recentl...