Borrowing

Your Car Reveals Your Credit Score
3:37am, 31st July, 2019

Your Car Reveals Your Credit Score

It seems obvious. If you drive an expensive car, you must have an excellent credit score – but that's not always the case. Credit scores are calculated from factors in your , including and how much of your available credit you use. You could be...
Seniors With RV Payments They Can't Afford
3:15am, 10th May, 2019

Seniors With RV Payments They Can't Afford

By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm Recreational Vehicle (RV) loans last typically for 10-15 years and sometimes up to twenty years. Often a medical condition or simply a change in lifestyle makes the RV no longer necessary....
1 Out Of 3 Americans Don't Use A Budget
9:07pm, 9th May, 2019

1 Out Of 3 Americans Don't Use A Budget

Do as I say, not as I do. Do you ever fall into that trap? New research from Debt.com suggests that you might have that attitude when it comes to budgets. Debt.com recently surveyed the budgeting habits and attitudes of Americans and found a wide di...
Achieve Financial Literacy!
12:26am, 26th March, 2019

Achieve Financial Literacy!

April is National Financial Literacy Month. Why do we dedicate this calendar page to highlighting financial skills and education? The tax deadline? Sound financial decisions are important all year long, but most Americans never learned how to manage...
Almost 2 Of 5 Contacted About Overdue Debt
9:13pm, 14th March, 2019

Almost 2 Of 5 Contacted About Overdue Debt

Have you missed enough credit card payments that your creditor has contacted you about your debt? If so, you aren't alone. According to survey results from the February 2019 , almost two in five (36.3%) respondents had been contacted by a credi...
Young Seniors Have High Non-Mortgage Debt
10:11pm, 18th February, 2019

Young Seniors Have High Non-Mortgage Debt

By Sandra Parsons Debt is a major barrier to financial well-being among Americans. While we tend to think of debt as an issue affecting young and middle-aged people, the truth is that senior citizens carry debt, too. Among seniors approaching retire...
Disability Income And Debt
9:46am, 7th February, 2019

Disability Income And Debt

By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm It's a constant struggle to stay afloat financially on disability income. Many disabled persons have credit card debt they can't pay, often incurred before they were disabled. Wha...
How The Interest Rate Increase Affects You
9:28am, 7th February, 2019

How The Interest Rate Increase Affects You

Your Christmas gift from the Federal Reserve is here. Surprise! It's another 0.25% hike in the Federal Funds rate. Sure, you've already gotten this same gift three other times in 2018, and nine times since late 2015 – but what else would yo...