Borrowing

If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing money away, you'd have to get something of value in return to justify the fees. A recent survey from , a major issuer of no-fe...

By Andrea Woroch After months of heavy spending – and eating – people across the country start to think to themselves: this isn't sustainable.Like clockwork, Americans make ambitious plans.January is the big month, but that's just the begi...

It seems obvious. If you drive an expensive car, you must have an excellent credit score – but that's not always the case. Credit scores are calculated from factors in your , including and how much of your available credit you use. You could be...

By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm Recreational Vehicle (RV) loans last typically for 10-15 years and sometimes up to twenty years. Often a medical condition or simply a change in lifestyle makes the RV no longer necessary....

Do as I say, not as I do. Do you ever fall into that trap? New research from Debt.com suggests that you might have that attitude when it comes to budgets. Debt.com recently surveyed the budgeting habits and attitudes of Americans and found a wide di...

April is National Financial Literacy Month. Why do we dedicate this calendar page to highlighting financial skills and education? The tax deadline? Sound financial decisions are important all year long, but most Americans never learned how to manage...

Have you missed enough credit card payments that your creditor has contacted you about your debt? If so, you aren't alone. According to survey results from the February 2019 , almost two in five (36.3%) respondents had been contacted by a credi...

By Sandra Parsons Debt is a major barrier to financial well-being among Americans. While we tend to think of debt as an issue affecting young and middle-aged people, the truth is that senior citizens carry debt, too. Among seniors approaching retire...

By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm It's a constant struggle to stay afloat financially on disability income. Many disabled persons have credit card debt they can't pay, often incurred before they were disabled. Wha...

Your Christmas gift from the Federal Reserve is here. Surprise! It's another 0.25% hike in the Federal Funds rate. Sure, you've already gotten this same gift three other times in 2018, and nine times since late 2015 – but what else would yo...